Your business plan, investor-ready in minutes
Finny guides Belgian entrepreneurs through every step, from legal form and revenue projections to professional PDF export. No accounting degree required.
Built for Belgian entrepreneurs
- financial plans built in Belgium
- 0+
- subscription fees, ever
- €0
- of month-by-month projections per plan
- 5 years
What Excel cannot do
What Excel cannot do
Not a list of features. A list of things your spreadsheet quietly gets wrong every time.
Cash flow that reflects how you get paid
Model customer and supplier payment terms in tiers, 30% upfront, 70% in 30 days. Your monthly cash position is based on reality, not a spreadsheet assumption.
Revenue that starts when it actually starts
Each stream activates from any fiscal month, with per-year volume and growth overrides. No formula work. No hidden assumptions.
Three financial statements, always in sync
Edit any number. Income statement, balance sheet, and cash flow all recalculate instantly. The consistency that breaks in every Excel.
Costs classified, deductibility built in
Every cost maps to Belgian MAR codes with fiscal deductibility and VAT deductibility pre-loaded, including partial deductibility for things like company cars.
Investments, loans, depreciation, one step
Add an asset, link its bank loan, set the term. Amortization schedule and depreciation flow to the right statements automatically, with Belgian legal defaults per asset class.
A business plan that knows your numbers
The AI-supported business plan is built from the financial data you actually entered, market analysis, executive summary, and projections all connected.
A business plan built from your actual data
Not a template with your name swapped in. The AI writes your business plan from the revenue model, cost structure, market context, and legal form you entered, section by section, connected to the numbers.
Phase 1: Your business in plain language
Executive summary, market analysis, competitive landscape, and operations description, all drafted from your onboarding answers and company profile.
Phase 2: Projections woven in
Your revenue projections, cost model, and cash flow are automatically referenced and integrated. The narrative matches the numbers.
Phase 3: Ready for notary, bank, or subsidy application
Executive summary and funding request generated with your real financial figures. The onderbouwing sections meet WVV legal requirements out of the box.
The workflow
From idea to bankable plan
Designed so founders can do it themselves, with results an accountant can stand behind.
Define your company
Legal form, fiscal year start, VAT regime, payment terms, municipal tax. The parameters that make your plan Belgian and accurate, not generic.
Model your business
Revenue streams with monthly activation, fixed costs with deductibility rules, investments with linked bank loans. You enter data. Finny builds the model.
See everything in sync
Income statement, balance sheet, break-even, and month-by-month cash flow, all calculated in real time. Change any number and the entire plan updates.
Export what they need
Professional PDF for subsidy applications, banks, and notaries. Or give your accountant direct access to review and refine.
For accountants & advisors
Also built for professionals
Accountants, business advisors, and financial consultants use Finny to produce accurate, export-ready financial plans for clients, without rebuilding the same Excel from scratch each time.
Get startedOne dashboard for all your clients
Create and manage plans across all your client organizations from a single account. Every dossier is isolated and securely accessible.
No formula maintenance
Belgian tax rules, depreciation, social contributions, and payment term logic are all built in. You review the output, you don't maintain the model.
Every export format covered
Professional PDF and direct accountant access. Deliver to bank, notary, or investor without reformatting anything.
Eenmanszaak vs BV
See the real difference before you register
The tax difference between an eenmanszaak and a BV is not obvious until you model it properly. Finny calculates the exact tax burden, social contributions, and net income for both, using your actual revenue and cost numbers, not illustrative examples.
Eenmanszaak
- Net income
- €0
- Tax burden
- 0%
- Social contributions
- €0
BV
- Net income
- €0
- Tax burden
- 0%
- Social contributions
- €0
Testimonials
What people say
"A good financial plan is a road map that shows us exactly how the choices we make today will affect our future."
Alexi Robichaux
CEO & Co-Founder
"The goal isn't more money. The goal is living life on your terms — a solid plan makes that possible."
Chris Brogan
Entrepreneur & Author
"Financial planning is not about predicting the future. It's about preparing for it with confidence."
Sophie Laurent
Financial Advisor
"Technology should simplify the complex — that's why we build tools that make financial plans accessible to everyone."
Mark Devries
Startup Founder
"The best time to plan was yesterday. The second best time is now — with the right tools at your side."
Elena Fischer
Business Consultant
"Success in business requires planning, discipline, and the courage to follow through on your vision."
Thomas Bakker
Investment Strategist
Build the plan your bank, notary, or subsidy application actually needs
Belgian entrepreneurs use Finny to produce financial plans that hold up under scrutiny, without needing an accountant to do the math.