Why Finny
Plans thathold up.
Excel doesn't know your fiscal year starts in October. It doesn't know which costs are 75% VAT-deductible. It doesn't keep three statements in sync when you change a number. Finny does.
01: Business plan
The onderbouwing your notary actually needs
Belgian law (WVV) requires a financial plan for every BV, including a formal onderbouwing: market analysis, competitive landscape, target market, personnel plan, and company object. Finny includes every legally required section and connects each one directly to your financial projections.
All WVV-required onderbouwing sections included
Market analysis, competitors, target market, each a structured text field
Personnel plan linked to your actual staffing costs
AI-generated first draft from your company and financial data
automated coverage
02: Financial plan
The calculations Excel quietly gets wrong
Every cost in Finny carries its own fiscal deductibility percentage and VAT deductibility percentage, partial deductibility for company cars, home office, and mixed-use assets is handled line by line. Investments are categorized by Belgian MAR codes with legal depreciation defaults. Change a number and all three financial statements recalculate instantly.
03: The builder
Plan to the month, not just the year
Every revenue stream, cost, investment, and funding source is placed on a month-level timeline. A machine purchased in April. A B2B contract starting in month 8. A subsidy arriving in Q3. Each element activates exactly when you say it does, with per-year volume and growth overrides per line.
04: Block templates
Build faster with preconfigured blocks
Block templates bundle investments, costs, funding, and revenue streams that belong together. Select a car template and get the investment, insurance, fuel, maintenance, road tax, and loan in one click. Use our templates or save your own from any financial plan.
Block Templates
Select templates to populate your financial plan
Applied templates
Passenger Car
Investment, insurance, fuel, maintenance, road tax, and financing.
Business Premises
Rent, utilities, furnishings, and insurance.
IT & Software
Hardware, software licences, and maintenance contracts.
Personnel
Gross salary, employer contributions, and holiday pay.
Marketing & Ads
Online ads, website hosting, design, and print costs.
Base Costs
Accounting, phone, banking fees, and general overhead.
Each template contains interconnected investments, fixed costs, funding, and revenue streams. One click adds everything a real cost centre needs.
All amounts, VAT rates, depreciation periods, and fiscal deductibility are preconfigured by Belgian accountants. Adjust what you need, keep the rest.
05: Plan templates
Reuse your best work
Save any completed financial plan as a template. The next client in the same sector starts from your preconfigured costs, investments, and revenue structure, not a blank page.
Templates
Bakery & HORECA
Global5-year plan
5 investments, 14 fixed costs, 3 revenue streams. Pre-filled for food service.
Transport Company
Private5-year plan
6 investments, 18 fixed costs, 4 revenue streams. Includes vehicle fleet and drivers.
Freelance Consultant
Private3-year plan
1 investment, 7 fixed costs, 5 revenue streams. Lean setup for solo operators.
Save any completed financial plan as a private template, shared with all members of your organisation.
Templates carry all your configured costs, investments, funding sources, and revenue streams. No re-entry needed for the next client.
Pre-filled data is fully editable after selecting a template. A template is a starting point, not a constraint.
See the difference for yourself.
Create a free account and build your first financial plan.